Things to Remember When Buying a New or Used Car

Car shopping can be stressful because you have several decisions to make. You’ll need to decide on the make and model you want and also need to decide whether you want to buy a new or used car. A brand new car may have the latest technology and a better warranty but most likely it would be pricier than a used car. Plus, the depreciation will be faster.

Price

New cars are generally more expensive than used cars. However, dealerships may offer new car buyers special financial incentives such as cashback or 0% financing when there’s a promo. The upfront cost can be lowered by these offers thus making the car more economical. If you have low credit scores you might have a hard time being qualified for special offers on new or certified pre-owned cars.

You still might be able to benefit from offers and incentives if you’re considering a used car. Although you won’t find zero-interest loans for used cars, you can still find good financing options through your bank. You can use CarPaymentCalculator.net to calculate a price that fits a monthly payment or loan payment amounts. If you wish for biweekly payments, you may use http://carpaymentcalculator.net/calcs/biweekly.php.

Warranty

New cars generally come with a bumper-to-bumper and powertrain warranty as well as roadside assistance. A used car may need more repairs but are likely not covered under a warranty as a new car would. But a warranty isn’t necessarily out of the question with a used car. Cars that are only a few years old with low mileage may still be covered by a type of manufacturer’s warranty. There’s also a choice of buying a certified pre-owned car that has been inspected and resold by the manufacturer. This may even have a warranty.

If you want to be more sure about your decision as to the model you prefer, review Consumer Reports and other unbiased, third-party reviews to get more insights.

Insurance

Your insurance rates on a used car may be lower than on a new one. A reason would be that it doesn’t cost as much to replace an older model as it does to replace a new one.

You may be able to save money by buying and insuring a used car instead of insuring a new one if you’re in your early twenties and paying high insurance rates because of your age.

Depreciation

Buying a new car is not an investment because they depreciate over time. It loses value as soon as you drive it off the lot.

It could lose 20% or more of its value within the first year depending on the make and model. This might not matter if you plan to own the car for a long time. But if you finance your car and plan to sell it in the next couple of years, you may find that you aren’t able to sell it for enough to cover what you owe on your car loan.

One advantage of buying a used car is that you let the previous owner take the biggest depreciation hit on the car. By buying a used car and maintaining it well, you may be able to bring back a great deal of your costs when it comes time to sell the car.

Used cars generally don’t depreciate as fast as new cars do. After the first year, depreciation of used cars can slow to around 9% to 12% each year for some models.

Technology

To get the latest tech features, others would buy a new car. Think how all these advancements in technology can make everything easier. Other people’s reason for purchasing a new car is customization. You’ll be able to tailor made a car to your liking, such as choosing a specific color and interiors, and order it through a dealership.

New cars will have the latest technology which means that you may find cars with better gas mileage and lower emissions. There’re hybrid choices available as well. They can decrease the amount you spend on transportation every month. Furthermore, improved technology can make it easier to connect your smartphone, listen to music, or communicate with your loved ones.

What Makes a Great Nursing Home for Residents


We live in a society with an
aging population. People are living longer thanks to access to improved healthcare and better standards of living. However, with longer life expectancies comes the need for more health services for the elderly. When your elderly relatives are at an age where mobility problems and health issues mean they would struggle to cope at home, a nursing home is the ideal solution to keep them safe and well. There are some key factors to look for when deciding which nursing home is right for your elderly loved ones, and by following the tips below, you can ensure that they go to a safe, enriching, and caring environment.

They are well staffed

A professionally managed nursing home will have sufficient staff to care for the various health needs and requirements of its residents. A nursing home should have at least one nursing staff member for every 30 patients and at least two nursing staff in the facility at any given time. Bear in mind that this is the absolute minimum staffing level required. It is well worth arranging to visit nursing homes when you are deciding which one to send your loved ones to. Take a walk around and see if the patients are being helped and spoken to by nursing staff. Does it seem like every patient has their needs taken care of? A superb nursing home will have sufficient levels of staffing that ensures all residents have their needs met quickly and are not left on their own for extended periods of time.

They have sufficient equipment and supplies

Nursing homes need to care for elderly patients who often have complex medical needs and, as a result, need to be well-stocked with nursing home supplies. This can include everything from mobility devices such as scooters and walking frames to patient sensors and alarms that alert staff if a patient falls. A nursing home that has a wide range of patient equipment and supplies is demonstrating that it has the necessary equipment to care for its residents effectively.

Relatives are free to visit at any time

If you can visit potential nursing homes prior to sending your loved ones there, check with the staff during the tour of the home about visiting times. An excellent nursing home will allow relatives to visit at any time, within reason. If this is the case, it may indicate that the nursing home is well staffed throughout the day and not just at pre-determined visiting times. Having the ability to visit your loved ones for unscheduled visits also gives you more flexibility in when you choose to go there and can help when balancing working commitments.

They serve excellent food

A final key indicator of a great nursing home is the meals they serve to residents. In poorly run homes, the food will be cheap, and this indicates that the home is putting profits before their resident’s wellbeing. It is a clever idea to visit a care home around mealtimes to see what is being served. Ask the residents what they think of their meals and think if you would like to eat them. Healthy and nutritious food is vital for all ages, and an excellent nursing home will recognize this fact and serve residents food that is genuinely enjoyed.

 

A Very Special Wedding Invitation Courtesy of Basic Invite

A wedding is special because it’s a celebration of two people who chose to make a commitment to each other. It’s the culmination of months of planning, ideas, and hopes, as well as the coming together of their plans, dreams, and passions. That’s why your wedding day is one of the most, if not the most, important day of your life. It’s also essential that you have the wedding that’s right for you. One that mirrors who you are and what you love.

You should conceptualize your wedding invitation very well. It’s a reflection of the kind of wedding that you want to have and a first look your guests will have into your perfect day. It creates excitement that’s why you want the invitation to make a great first impression. Something that’s not easy to forget.

Basic Invite is an online store where you can get the best customized wedding invitations. Based in Saint George, UT, it’s an online invitation company specializing in highly customizable wedding stationery. Indulge in your artistic side with a website devoted to helping would-be married couples add their own unique imprint to their wedding invitations. Whether you’re confident in your vision or searching for inspiration, Basic Invite provides the tools you need to design beautiful cards you and your guests will want to adore.

Basic Invite was launched in 2006 and is devoted to providing flexible choices wherever possible. It has built a team that’s focused on empowering couples with creative freedom. It’s one of the few websites that allows customers almost unlimited color options with instant previews online. With unlimited color combinations and inspiring themes, there is no limit to your imagination and creativity.

The customer will only have to select a design, and he/she can change the color of each element on the card. There’re over 180 colors to choose from. Select from a basic layout or pick from one of Basic Invite’s catalog of ready-made designs. Basic Invite also offers free custom websites in a range of styles with matching stationery. From invitations to wedding photo thank you cards, Basic Invite is sure to deliver a product that showcases who you are as a person.


To make sure that you’re making the right decision or if ever you want something to be changed, samples will be mailed to you. Customers can order a printed sample of their invitation before deciding if they want to place their final order. Here they can see the invitation in all its actuality – whether the design, font, paper etc. looks great. If not, they still have a chance to change it and make it look like the way they want to.

Another advantage of choosing Basic Invite is that they have over 40 different colors of envelopes to choose from. If customers want their invitation to match the envelope, they could do so. All of the envelopes are peel and seal so they can be closed quickly and securely.

Basic Invite also offers an address capturing service that allows customers to share a link on Facebook, Twitter, Instagram, or any other social media to request their friends and family’s addresses, which are then stored in the customer’s account and can be chosen during the design process.

Another feature is that they have free custom metallic foil cards in gold, silver, and rose gold. Get to choose from flat or raised foil.

In keeping up with the season, Basic Invite has unique HOLIDAY CARDS that everyone will love. There’re 750+ CHRISTMAS CARDS ONLINE to suit any style for this very festive season.

Visit Basic Invite’s website and avail of their 15% discount with coupon code 15FF51.

Social Media Links: @basicinvite

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Free Stuff Guide

From limited time deals to all time available our list below has resources to freebies, we spoke to the owner of Just Free Stuff who came up with the below list. However, at least when it comes to fashion, there is no such thing as free. But what we have is, M and M Direct, who will make sure that you get a new fashion range that is affordable, and look crazy good as well.

Kung Fu Panda can be downloaded for free from Sky and saved for free in the Skybox, also receive a free DVD. Click here

At Tesco get your vision tested free of cost. Click here

Thirsty? Cocktail or beer what is it going to be? Click here

Satisfy your sweet tooth and have a Krispy Kreme Donut. Just sign up and entitle yourself to a free donut. The offer doesn’t stop here, attract more members and keep winning free donuts each time with each new member upon your referral. We’ll surprise you on your birthday too with yet another free donut! Click here

Take all the advantage while you can while you are pregnant. Lots of free stuff and samples await you. Click here

Have an interesting birthday like never before check this link and see how much you can get for free just because you are the birthday boy/girl.

You can celebrate an ice cream day whole day with Ben and Jerry’s where they offer free cones to everyone entering their store. Click here

Click here and sneak away a few apps for free that normally you’d have to pay for.

Having an allergy can score you some free samples of allergy foods to test. Feel better about your allergy? Click here

Your dog can get chipped without having you to pay for it be quick it is a limited time offer. Click here

Snap Fish mobile app has a great offer for you. Dig out the folder that comprises of your favorite photographs and get them all printed. Begin with 5o free each month.

Sometimes it is urgent to get certain medicines and a doctor’s appointment can come with delays. Get the help you need Click here

Winter car checks from Helfords worth 15 pound. Click here and check out the details

Free Movie tickets anyone? Click here

Great news for those who need to keep their glucose levels checked more often and requires a glucose meter. Click here and you may find one for free

Did you know kids can get free meals at restaurants? Click here and find out how

Ed’s Diner will let you grab a hot dog or a burger if you just buy a drink from them! Click here

Make up enthusiasts look no further try this free sample of Estee Lauder foundation. Click here

World is full of generous offers in the time of need. If you have an important interview any time soon but can’t afford to get the interview suit a dry clean wait no more Click here

Need Free samples of Huggies pull ups any mommies (or daddies)? Click here

Get your long desired lipstick from MAC for free if you can turn in six empty cases

Get an account on Amazon now if you happen to have bought CDs or Vinyl Records from Amazon and get free access to their music. Click here

These are Just Free Stuff to get, so what are you waiting for folks?

 

How You Can Find UK Free Stuff Online

Everyone on earth likes getting things for free. If you spend a lot of time on the Internet, you may notice that there are free samples and other things available on a number of sites. You may want to know how you can get more of it.

Thankfully, finding free stuff is easy when you know where to look. If you’d like more free items in your life, take a look at these places and see what’s available:

Recycling Communities

Because more people are focused on keeping the environment protected, more and more people are giving away their old possessions instead of throwing them out. You can take advantage of this by joining a recycling community. You can score everything from free furniture to free electronics in these communities.

Manufacturer Websites

Look on the websites of some of the products you’d like free samples from. If you’re interested in trying the new Burberry fragrance, go to their website. If you’d like to try a Kashi bar, go to Kashi’s website. Many manufacturers have a form where you can request a sample right off their website. Check back regularly; the samples that are available for free regularly change.

Free Sample Blogs

There are a lot of blogs out there that are completely devoted to finding free stuff from all around the web, like MegaFreeStuff who are giving away 1000 free perfumes. If you follow these blogs, you’ll get to see all kinds of samples, from samples for foods to free coupon codes to samples of toothpaste. No matter what sort of stuff you’re looking for, you’ll be able to find it. You may wind up trying something you never would have tried before!

Social Media

Look at hashtags like #free and #freestuff on social media. You’ll see all kinds of people offering discounts, free samples, and more. This can be a great way to get a special deal of some extra savings. Just be careful about what you click on. Try to only take free samples from social media accounts you trust. Sometimes, scam artists use these sites as well, and you don’t want anything to do with them.

As you can see, there are all kinds of places to get stuff for free online. If you’re looking for some great deals or want to find a few free samples, give all of these places a look. You’ll be able to find some truly amazing things.

Some of the Risks of Online Gaming For Young People

I remember when I used to play Trap Shoot and Tetris on my desktop computer. I’d play them after I’ve had a really long, tiring day to destress and have some simple fun. My parents weren’t worried even if I play for hours because they know that those games are harmless. Nowadays, there’re still a lot of wholesome online games such as Neon Invaders which is inspired by the arcade classic Space Invaders as well as 3D Pool which is a version of 8 ball billiards. They’re reminiscent of those that I used to play and which you can play anytime at https://plays.org/. However, there’re online games today that’re quite alarming because they’re unsuitable for kids.

Dangers of Online Gaming

Although gaming is a fun and sociable way to spend time, there’re a few dangers you need to be aware of to help kids stay safe and have a positive gaming experience. Playing online games can offer young people a sense of escape from the reality of the world, and the social aspect of some games can help children feel like they’re part of a community. However, without the right guidance on what games to play or when to play, children can be exposed to certain dangers such as in-game bullying, online grooming, and even gaming addiction.

Probable Risks and Ways to Support Children in Building Resilience and Making Safer Choices

A. Online Game Addiction

Many parents worry that their children may be becoming addicted to their video game hobby. This isn’t surprising because those who enjoy playing video games for leisure will do so eagerly which can lead to a desire for children to play longer and more often. It’s essential for parents to guide children with screen time limits as they develop their own healthy boundaries. Changing behavior is about helping children form new habits rather than a chemical withdrawal like substance abuse.

B. Contact With Strangers

Video games are more fun when played with other people. Recently that has changed from playing with people in the same room to playing with people online. Also, the level and types of communication online games offer has evolved notably over recent years. Whereas games were seen separately to social media, they now greatly overlap with online social sharing sites. Furthermore, players don’t necessarily know who they’re playing with. Parents need to understand the games their children are playing and how to set them up safely.

C. Online Gaming Health

There’ve been studies (one study published in the Journal of the Royal Society of Medicine) that suggest situations in which someone spends hours sitting in one place can increase the risk of a Deep Vein Thrombosis (DVT). Since video games are perceived to be a sedentary hobby, it’s good advice to ensure kids take breaks every hour. This will keep them moving and it offers a chance for a change of activity. Another issue is that of flickering lights from video games triggering seizures. The Epilepsy Foudation has already issued new guidelines to help avoid these rare cases.

D. Effects on Behavior

Parents worry that that the interactive nature of video games will affect their children’s behavior. This is particularly true where younger players experience more violent games not necessarily designed for their age. In their book, Moral Combat, Markey and Ferguson show that although the rise of video game sales to teenagers has risen suddenly over the years, there’s been no correlating rise in violent crime. It’s important though that parents use the PEGI ratings and related information that provides a detailed account of the violence, language, and sex contained in a video game.

How COVID-19 Has Impacted the Real Estate Market

Quick Guide to Real Estate Video Accessibility | 3Play Media

Real estate companies are being affected in many ways depending on region and asset class, this as the effects of COVID-19 are felt all over the world. Executives are concerned with preserving value and liquidity, agreeing with governmental agency demands, and keeping tenants and visitors secure. Also, tenants may be faced with liquidity pressures that result in deferring or stopping contractual lease payments. Certain subsectors, such as retail, hospitality, and developers will face more instantaneous effects while other subsectors, like multifamily and non traditional owners will likely feel less sudden impact. Longer term, subsectors like office and industrial could be affected by changes in where people work. Furthermore, transaction volumes are expected to lessen in the near term but should pick up during rehabilitation.

The short-term effect for occupiers is proving to be important as their business as usual activities are affected with changes occurring on a daily basis. The immediate shock and realization of the outbreak is now over and the majority of occupiers are in response mode after a short phase of preparation and immediate actions. Occupiers are preparing to go back to their facilities and sending their workforces or employees back to work in several waves.

Countries around the world have applied changes to real estate policy in order to lessen the burden on tenants and in some cases landlords. In parts of Asia, some landlords have offered temporary rental rebates and rent discounts. Meanwhile, some countries, like Singapore, are considering legislation that would protect commercial tenants who cannot pay rent for a period of six months. Here in the Philippines, under Memorandum Circular (MC) 20-31 issued by the Department of Trade and Industry, the lessors shall provide a minimum of 30 day grace period on residential rents without incurring interests, penalties, fees and other charges. For those who want to avail of loans to be able to pay rent make use of Mortgage Calculator’s features like the loan overpayment calculator. Also check out the calculator that estimates mortgage affordability based on income.

Potential Long-term Impact on Real Estate Companies

Before the pandemic, real estate base fundamentals were strong such as leasing activity, strong leverage ratios, and amount of available capital. Looking ahead, real estate executives are trying to understand how fast recovery will happen and what to do with available capital and potential opportunities. Owners and occupiers face inconsistent impacts. Owners with longer term leases may feel less near term impact, depending on tenant liquidity capacity, while occupiers will be focused on liquidity needs and operating effectively with a distant and/or decreased workforce. Near term impacts may be offset by tax relief or other governmental incentives.

What to Do

In an article in the Business Mirror, it says that the Philippines is going to experience the same property sector problems. “Suffering continues for property sector: An international property consulting firm is advising property owners and developers to convert and repurpose their assets to survive.” And “PHL property sector takes hit from Covid-19 pandemic.” Some suggestions for repurposing make sense, like converting vacant mall spaces into micro warehouses.

Real estate leaders will be defined by what they do in managing a crisis – that is respond and succeed. Among the things that they will have to do include prioritizing safety and wellbeing of people and tenants; short-term liquidity needs; remote working considerations, including location and access to information; financial reporting processes and internal controls; and cyber/IT infrastructure challenges.

Operational resilience will be pivotal to recover from the outbreak. Businesses will not go back to the way we knew before the pandemic but will reinvent themselves to be stronger and more resilient, adjusting their operational models to the new normal.

Buying human hair wigs online


I know most of you folks where too keen to have yourself some wigs to wear this summer season. Because we all know that summer is all about hair coloring and styling as we get ready for the summer getaways and parties.

Today, let me just share with you this online shop here that could offer you not just the best and in quality of wigs to wear but also wings are the affordable and reasonable for its prices. You can check out this shop called www.uniwigs.com for wide array of selections for wigs and hair needs. In fact, they have all the available designs today for hair colored wigs as well to their pre-cut and styled wigs. You can do yourself a favor by visiting their shop now and see what kind of human hair wigs will suits your preference.

And for those who aren’t that fond of wearing the full hair wig, you can try their Clip In Extensions that are easily to use and put, you can also do it yourself if you are patient enough but if you don’t have any idea at all in getting it done in the proper way? I think you should ask someone to put it with you, as it comes with proper directions on how you can install it on your real hair.

In addition to that, you can also eye for their Human Hair Wigs that are from the real human hair which mean, these wigs are very natural and you can wash them with your favorite shampoo and conditioner to make it look for natural and real. You can also watch on YouTube on how you can take care of your real human hair wigs – just for your preference though.

But of course, summer is all about colors and being quirky right? So why not to have a Pink Wig instead of the usual black or brown wigs? Because these pinks are very variant and it could help your summer outfit to be look more lit and in trendy. Also, pink wigs are now being wore by mostly of the models, celebrities and even us bloggers just to emphasize the season, which is the summer. No doubt, why a lot of teens these days are pretty fond in getting their hair pink as the summer comes, but having a pink wig is a best alternative. Because you don’t have to spend a lot by dying your hair just to achieve the color, pink. Thus, if you are too keen to have it this summer, pink hair, I really suggest you to have a wig instead of wasting your money, effort and time on doing it at your fave salon.

Buying Reasonable Wedding Gowns At Alfabridal.com

I know a lot of you are pretty much excited to prepare for your planned wedding day, as December is the best time to take a vow. But the mostly problem that a couple might be encounter is, where to buy their best wedding gowns to use for the whole entourage. But other are tend to get a personal dresser who can work out on the designs and measurements while others are keen to have their gown online, as online shops have a lot to offer in comparison to any dress shops near your area.

And if you are on the lookout for recommendations and suggestions for your designs of wedding gowns? I think you should consult this shop now called alfabridal. Because this shop is specializing in wedding gowns and accessories. They are the leading wedding shops today in the market hence you could get all the trendiest and chic type of wedding gowns today. Besides, this shop sells gowns for their best prices or at the cheapest prices. Because they have their talented staffs who can work for hand and hand on your desire wedding gowns and dresses. You can give out your measurements upon securing your desire wedding gowns and they will alter it up free of charge for your convenience, of course for you to save time and for the dress to be fitted well base on the type of body you have.

Also, this shop is currently having some affordable bridesmaid dresses that are come in different colors, sizes, and designs that I sure you will like about and you could find also some set gowns that are separated base on the motif of the theme you wanna have on your wedding. Not just that, because this shop also sells some wedding essentials like wedding veils, wedding tiara, and gloves. Just check them over for more affordable wedding finds and dresses.

And if you wanna be updated on their current events and promotion? I am suggesting you follow them through all their social media channels for you to be easily updated on what’s new items or what’s on their sale page to steal!

So, folks! That’s it for now and I hope you will have your idea about where to buy the best and yet the cheapest wedding gowns today!

Buying the Best Wholesale USB Cable Online

wholesale micro usb extend cable for android phone

wholesale micro usb extend cable for android phone

In these modern days, we all know that everyone has smartphones and other gadgets that could help us out on a daily basis. Hence, having some accessories for them is pretty essentials in their own opinion. Today, let me share with you this one online shop where you could find all the awesome Wholesale USB Cable wires that could last for a good year, the shop name is WisdomUSB.com. And if Want to buy USB cables online? Don’t forget to get vouchers for USB cables on UseVoucher.

wholesale elbow design Micro(android) usb fast charging cable line

wholesale elbow design Micro(android) usb fast charging cable line

This shop is actually reliable and reputable on their items or products. in fact, they were leading today when it comes to wholesale USB, wholesale micro USB cable, and wholesale lightning cable which are the one most demand today in the market. Another good thing was, this shop offers wholesale or bulking orders meaning you could score a good amount of items for their cheapest and reasonable prices, as this company is aiming to help those small entrepreneurs out there who are trying to their best to be on the tech industry.

wholesale type-c huawei fast charge data cable with double elbow

wholesale type-c huawei fast charge data cable with double elbow

Furthermore, if you are on the lookout for the best and yet affordable wholesale micro usb cables and some others, this shop is the best way to go and no worries, they could ship out all the items worldwide without an extra fee on your end, just check on your country’s tax and duties for your own convenience, though.

wholesale type-c voltage and current intelligent display cable line

wholesale type-c voltage and current intelligent display cable line

Also, WisdomeUSB.coh has some good quality of wholesale USB C Cable and wholesale Type C cable that is pretty useful today. These items are pretty much the same as those branded ones that have a huge difference, especially to the pricing ranges. Because Wisdomusb.com is awesomely affordable and reasonable in comparison to the other online shops out there who selling the same items and products. Hence, I am suggesting you get your USB cable through this shop than to the others online.