Image: https://cdn.pixabay.com/photo/2017/08/23/10/24/cheques-2672195_960_720.jpg
You might be under the impression that banks are the only places from where you can get new checkbooks. Whether you are a business person who frequently uses checks or a personal user, suddenly running out check paper can be unnerving. Your first instinct would be to call up the bank and order a new checkbook. However, there are two major drawbacks of ordering checks from banks. Firstly, you would end up paying way more than you should. A slim checkbook for personal and business usage often costs upwards of $30 when ordering directly from banks. Barring the unreasonably hiked rates, banks also take way more time to fulfil the order than independent check printers. A new checkbook can take days and often weeks to arrive at your doorstep, which is enough to stall business operations. Instead of contacting the bank you can get overnight checks online and get the new checkbook delivered within 24 hours. No matter who you are, following are 4 reasons why you need to stop ordering checks from your bank.
Overnight Delivery: Only a select few banks offer a rush delivery option. Even with rush delivery, shipments of new checkbook can take days to arrive. Fortunately, there are a few check printing firms online that offer free guaranteed overnight check delivery. This is an option that’s almost never offered by the banks. Mainly because banks source the checks from vendors and thus cannot directly oversee the check printing and delivery process.
Cheaper Rate: When you buy checks from banks you invariably pay a hiked rate. As mentioned previously, banks buy checks from check printing vendors and then they sell it to customers for a profit. However, when your order business and personal checks online you directly order them from check printing firms. By cutting out the middleman, you are able to save a significant amount. Now if you are a personal user who seldom uses checks then this might be willing to pay the few extra bucks. However, business check users often end up saving hundreds of dollars each year simply by switching from their banks to online check printing sites.
More Security Features: While banks are often slow to adopt new security measures, independent check printing firms are not. Customers, therefore, enjoy a certain degree of freedom when choosing the security measures, they are willing to pay for. A standard check comes with all the usual security features indicated by the trusty padlock logo. More expensive security checks come with advanced security features including fluorescent fiber weaving and heat reactive paper. If you are in the business of writing a lot of paper checks to random vendors and individuals, paying extra for a few additional security features makes much sense.
More Customizability: Another advantage of skipping the bank when ordering checks is customizability. Apart from adding business details, there is little you get to choose when ordering the checks from banks. Offering an extensive range of customizable options, independent sellers allow you to select the check paper color, add in extra memo lines, upload a custom background, and a whole lot more.