Its not avoidable when we gets on the old ages. We can definitely experience this disability problem wherein we have to do some disability appeal for us to get some support on our government and any agencies that we were applied before. Like SSS,heath care,life and health insurance and all. Because these agencies are the one who can help us in terms of the hospital bills,medicine as we went through in any accident or just being naturally old illnesses. I suggested you to fix all of the necessarily files and taxes as early as now to get these benefits soon as you got older.