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How COVID-19 Has Impacted the Real Estate Market

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Quick Guide to Real Estate Video Accessibility | 3Play Media

Real estate companies are being affected in many ways depending on region and asset class, this as the effects of COVID-19 are felt all over the world. Executives are concerned with preserving value and liquidity, agreeing with governmental agency demands, and keeping tenants and visitors secure. Also, tenants may be faced with liquidity pressures that result in deferring or stopping contractual lease payments. Certain subsectors, such as retail, hospitality, and developers will face more instantaneous effects while other subsectors, like multifamily and non traditional owners will likely feel less sudden impact. Longer term, subsectors like office and industrial could be affected by changes in where people work. Furthermore, transaction volumes are expected to lessen in the near term but should pick up during rehabilitation.

The short-term effect for occupiers is proving to be important as their business as usual activities are affected with changes occurring on a daily basis. The immediate shock and realization of the outbreak is now over and the majority of occupiers are in response mode after a short phase of preparation and immediate actions. Occupiers are preparing to go back to their facilities and sending their workforces or employees back to work in several waves.

Countries around the world have applied changes to real estate policy in order to lessen the burden on tenants and in some cases landlords. In parts of Asia, some landlords have offered temporary rental rebates and rent discounts. Meanwhile, some countries, like Singapore, are considering legislation that would protect commercial tenants who cannot pay rent for a period of six months. Here in the Philippines, under Memorandum Circular (MC) 20-31 issued by the Department of Trade and Industry, the lessors shall provide a minimum of 30 day grace period on residential rents without incurring interests, penalties, fees and other charges. For those who want to avail of loans to be able to pay rent make use of Mortgage Calculator’s features like the loan overpayment calculator. Also check out the calculator that estimates mortgage affordability based on income.

Potential Long-term Impact on Real Estate Companies

Before the pandemic, real estate base fundamentals were strong such as leasing activity, strong leverage ratios, and amount of available capital. Looking ahead, real estate executives are trying to understand how fast recovery will happen and what to do with available capital and potential opportunities. Owners and occupiers face inconsistent impacts. Owners with longer term leases may feel less near term impact, depending on tenant liquidity capacity, while occupiers will be focused on liquidity needs and operating effectively with a distant and/or decreased workforce. Near term impacts may be offset by tax relief or other governmental incentives.

What to Do

In an article in the Business Mirror, it says that the Philippines is going to experience the same property sector problems. “Suffering continues for property sector: An international property consulting firm is advising property owners and developers to convert and repurpose their assets to survive.” And “PHL property sector takes hit from Covid-19 pandemic.” Some suggestions for repurposing make sense, like converting vacant mall spaces into micro warehouses.

Real estate leaders will be defined by what they do in managing a crisis – that is respond and succeed. Among the things that they will have to do include prioritizing safety and wellbeing of people and tenants; short-term liquidity needs; remote working considerations, including location and access to information; financial reporting processes and internal controls; and cyber/IT infrastructure challenges.

Operational resilience will be pivotal to recover from the outbreak. Businesses will not go back to the way we knew before the pandemic but will reinvent themselves to be stronger and more resilient, adjusting their operational models to the new normal.

Little Secrets Of Growing Your Blog’s Audience

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When you start writing a blog, it’s easy to dream of turning your writing hobby into a full-time income. Unfortunately, turning your personal blog into a business blog takes a lot of time. While it isn’t impossible, it’s fair to say that you can’t go far if you don’t have the volumes of visitors. You need your blog to be read, shared, and appreciated by thousands of people to be able to monetise it effectively. In other words, you can’t become a professional blogger until you grow your blog’s audience. Sounds tricky? Don’t worry, all it takes to reach your goals is a little know-how.

Attract more readers

Finding a style that works

As a blogger, appealing to your reader is your top priority. These readers, however, are diverse. In fact, most successful blogs have an international customer base, meaning that as a writer you need to master the art of conveying a message even if you’re talking to someone whose first language isn’t English. Bear in mind that most people improve their language skills through media, from listening to music to watching their favourite shows. So, it’s important that you keep your writing accessible and targeted. You’ll be able to attract more readers if your articles are clear and easy to read.

Giving your blog a professional presence

Your blog may not be in a position to generate much revenue at the moment, but it doesn’t mean you can’t treat it like a real business. Blogs that maintain a professional presence – using virtual addresses instead of personal home addresses and sticking to a content guideline – tend to appear trustworthy to their readers. You should also ensure that you have business cards made with your blog URL and logo, especially if you decide to join networking events. Finally, transparency is a major factor of growth; readers prefer to know a little about their blogger. You don’t need to reveal all your personal secrets, but an about me page can make a great deal of difference.

Does your blog have a business card?

SEO like a pro

Online content needs to appear on search engines. You probably have already heard of the magical term, SEO – Search Engine Optimization. If you’re not an enthusiastic digital marketer, you may not find in-depth guidelines useful. You need to get the basics right first! Ultimately, search engines rank your content higher when you address current issues with original and helpful content. As you create exciting content, you’re also more likely to receive natural backlinks, ergo to boost your SEO rankings.

Shout about it

Last, but not least, professional bloggers rely heavily on their social media presence to reach out their audience. Not all social media platforms are the same in this instance. Visual creatives prefer to share their photos and videos on Instagram, while news and business topics can thrive on Twitter and LinkedIn. There is no miracle formula for bloggers. It’s only the effective combination of social media platforms that can get you noticed. However, remember that social media users can interact with your posts. Users can talk back; don’t ignore them.

As bloggers would say, to #GrowYourAudience, you need to manage your interactions with readers on a variety of levels: From the style, you choose to write to how you use social media. Interactions are at the core of your growth.

Zaful Best Men’s Finds

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As you can see on this blog, I consistently promoting Zaful.com as they’ve got all the finest and coolest pieces for men to offer. Henceforth I was too pleased to include them here often though I am not getting in return, I think giving out the information for my readers is really something I should do specially to those in seek a good online store for men to shop with. So, you can freely check the shop now and see it yourself on how dope and great their men’s collection were.

Side Stripe Drawstring Sweatpants

Mandarin Collar Half Button Denim Shirt

Mandarin Collar Half Button Denim Shirt

Men’s are now searching on what pieces should they get to the coming summer season. Because yearly men’s and women fashion will changing constantly base to these brands and labels current release summer collection hence you should relay to those lookbook styling that are being made by these well known brand. But if you do shop at Zaful Men, I can guarantee you that all their finds were based to the newest releases finds that are too trendy and dope to have. And one you should pick best from zaful is the mens pants and mens denim shirts. Because these two were too essentials as we speaks to men’s fashion. But of course, you should consider the designs before getting any. You can check all the newest designs of pants over google for you to be assure yourself.

Fashion Coconut Tree Printed Boardshorts For Men

Casual Style Pockets Design Letter Print Lounge Shorts For Men

To those men who aren’t fond in wearing pants to summer season. You might probably wanna get the shorts for men over zaful.com as they’ve got you covered for this finds as well. And as I’ve checked it they even has the swim shorts, ripped shorts for men that are too trendy these days and they also has some khaki shorts that are perfectly in any basic tees for the summer. Go check them out now and pick all the finds you found best fits your own style.

Button Down Business Pocket Shirt 

Exact Graphic Full Sleeve T-shirt

Also, you can be still classy and casual in summer season, all you have to do is to have an mens long sleeve shirts that you can sports out through the day, just know though on what bottom you should get for it to be aesthetically fine.

Unexpected Car Costs That Really Shouldn’t Be Unexpected

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We all know that owning a car of any kind is fairly expensive. Besides a home, it tends to be the most expensive thing you’ll ever own. And the costs will keep coming as well. You know about the regular expenses like fuel, insurance, and scheduled maintenance. But there are still costs that catch plenty of car owners off guard. When they do, they can make a significant dent in their finances. However, by recognizing and preparing for the costs that are likely coming your way, you can cushion the blow a lot.

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Repairs

Taking good care of your car and getting a little handier with maintenance DIY is going to help you refrain from going to the garage as long as possible. However, that visit is coming. If your car’s taken off the road and you need a repair ASAP, it can lead to things like having to take out a loan and getting into financial difficulty. It’s a good idea to work out the average costs of your repairs over the year and build an emergency budget that covers those costs well in advance.

Replacements

It’s slightly different because it means having to get a whole new part fit in, but the emergency budget should cover replacements, too. That said, when a part of the car newly shows its unreliability, it can be a big cost. Find out which parts of the car are most likely to need a replacement in advance. The online Reliability Index can tell you specifically what part of each model is most likely to fail you first. That way, you figure out what kind of costs to anticipate and budget for a replacement before you need it.

Crashes

It’s not a pleasant thought but it’s a reality of being a driver. You’re likely to be involved in a crash at least twice in your life. Most of them are just going to need repairs but some can injure you and even take you out of work. Investing in income insurance is a good idea for any car owner. But knowing a vehicle accident lawyer can help you make sure that you’re getting costs paid by those who are actually responsible in the first place. In cases where it’s not your fault, you shouldn’t be expected to take the brunt of the financial burden.

The extras

It’s not an everyday cost but it’s one that you’re likely to encounter when buying a car at a dealership. Unless you’re a savvy negotiator, you’re likely to get saddled with all kinds of extras that will knock the price of the car up. Some extras you should know to avoid are getting financed by the dealer themselves rather than a bank and thinks like fabric and paint protection you can likely get done cheaper elsewhere.

No-one wants to get involved in a crash and no-one wants to have to repair their car. That doesn’t mean they’re not going to happen, however. Put the aversion aside, get realistic, and prepare for those not-really-so-unexpected costs.

What is the greatest video game cover ever created?

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Me and my sister grew playing video games and the way we choose the video disc was where in the cover. Yes! actually, back in the 90’s Nintendo, Japanese gaming company, produces a lot of games to choose from with for your family computer and my sister and I are too thrilled to try them all but we cant as we just have limited budget to spend at times hence we both decided to just pick the game which has the best game cover as we are sure that the cover itself plays a big marketing strategy to sell the item or game they trying to offer.

So the question is..

How many times have you been interested in playing a game thanks to the cover art catching your eye?

With hundreds, if not thousands, of titles to choose from depending on which console you own, many publishers and developers will take their time creating a cover for their video game so that it grabs the attention and hopefully leads to a gamer choosing that title over the many others on a store shelf.

To find out which is the greatest video game cover ever created, managed print specialist United Carlton has set out this shortlist of five standout examples. Check out their picks then head onto their Twitter page to let them know which one you believe to be the best, or if you have any favourites that we haven’t covered.

Heavy Rain

(Cover art can be seen here: https://www.amazon.co.uk/Sony-Heavy-Rain-PS3/dp/B002BWONF8/ref=sr_1_2?ie=UTF8&qid=1476714153&sr=8-2&keywords=heavy+rain)

The cover of Heavy Rain does an excellent job of making the art of origami look incredibly dramatic. What’s particularly great about this is that you will actually have to play the game to grasp the meaning behind the cover’s image.

With the origami figure slowly being destroyed by the pouring rain, the cover also fits perfectly with the game’s dark, moody and unusual tone and visual style.

Limbo

(Cover art can be seen here: http://www.game.co.uk/en/limbo-171641)

Twisted, terrifying, dark, minimalist and unsettling are all words that can be used to describe the 2010 Indie fan favourite game Limbo.

The game’s cover art is reflective of all of these words too, with the black-and-white image of a faceless child wandering into the light having a creepy tone to it but also one which makes you want to explore just what this puzzle game is about.

Borderlands

(Cover art can be seen here: https://www.amazon.co.uk/2K-Games-Borderlands-Xbox-360/dp/B0026IBHHY/ref=sr_1_2?ie=UTF8&qid=1476714175&sr=8-2&keywords=borderlands)

How do you make your IP stand out when it’s going up against sure-fire hits like Halo 3: ODST and Call of Duty: Modern Warfare 2? When it comes to Gearbox Software and the original Borderlands game, the answer was simple: create a cover that catches the eye and is rather controversial.

Instead of featuring the game’s protagonist, the cover featured a bandit from the RPG shooter pretending to shoot himself in the head along with a glimpse into the game being the splatter. All dressed up in a cartoon style complete with heavy cell shading to reflect the game’s unique art direction.

Ico

(Cover art can be seen here: https://www.amazon.co.uk/Sony-ICO/dp/B00005UJSY/ref=sr_1_2?ie=UTF8&qid=1476714211&sr=8-2&keywords=ico)

Boy meets girl is one of the most traditional stories that you can think of, though Ico did a fine job of wrapping this theme up in a soft-spoken and artistic game.

The cover of Ico works perfectly in that it demonstrates that this puzzle game is doing something that is different from the norm, while also being as minimalistic as the open space that games get to explore once the disc loads.

Uncharted 2: Among Thieves

(Cover art can be seen here: http://www.game.co.uk/en/uncharted-2-among-thieves-38971)

Sometimes a game cover creates itself from the action that you discover by actually playing the game. This is certainly the case for the cover of Uncharted 2: Among Thieves.

Anyone who has played this pulsating action game is sure to remember the heart-pounding mission of trying to escape a derailed train, so the cover is effective in providing a glimpse about the thrilling ride you have waiting for you.

 

Shopping For Exotic Skin Bags

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Exotic skin bags spell timeless elegance that can go beyond the avant garde fashionista, to the sophisticated, mature man or woman. Nowadays, with the prices of these pieces becoming more affordable, more people are able to buy them. However, there’re some factors to consider when shopping for exotic skin handbags such as authentication and certificates. The brand you buy your bag from should have a CITES certificate which substantiates the skins were not illegally acquired. Then, inspect the pattern of the skin and check the quality and feel of the skin which should be soft and flexible.

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When you already know that the bag is of high quality, you next have to figure out which bag is suitable for you. Determine your general skin temperature, whether it’s warm or cool. If you have cooler undertones, go with fuchsia and purple. For brown or yellow undertones, stick to natural colored exotic skin like beige, brown, and gold. You likewise have to take into consideration your body shape and size. If your build is medium to large, purchase a bag that’s proportionate. If you’re petite, don’t buy a large tote or big bag since this would make you look smaller. The same thing goes to those who’re tall and large. Don’t buy tiny bags and clutches.

If you want to buy exotic purses, handbags, and accessories, shop at Farbod Barsum. Founded in 2010, the company is committed to quality, luxury, and refinement. The edge of their bags is the attention to detail as well as their hand crafted classic styles incorporated with modern vision in composition. Farbod Barsum is based in Beverly Hills and is highly patronized by celebrities, socialites, and royalty. They’re the pioneers in combining the use of two or more different exotics on one bag which evolved further with the extensive use of signature color blocking of exotics. They’ve also incorporated Swarovski Crystals and Feathers on Exotics. Aside from handbags and clutches and small accessories, they also sell travel bags and executive bags like briefcase and men’s cross body bags.

Shopback’s One Year Anniversary

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Online shopping has made quite an impact not only on people who love to shop. It has many advantages and has certainly made life easier especially for busy folks who have no time to go to the mall. But online shopping can be habit forming and can put a hole in your pocket if you spend recklessly. That’s primarily the reason why there’re websites that offer coupons, discounts, and other freebies and thus help you save some money. If you haven’t heard of ShopBack yet then it’s about time that you visit their website at Shopback.ph. Not only will you have a grand time shopping, you’ll also be able to get some of the money you spent back.

Allow me to briefly introduce ShopBack. It’s a website that source the best deals and discounts for you on fashion, electronics, lifestyle, home and living, travel, and many more. They give you cashback on top of existing voucher codes and discounts when you buy something online through their site at any of their 300+ merchant partners. They reward shoppers with up to 30% cashback. It’s interesting to note that your cashback is unlimited. The more you spend, the more you earn your money back. Furthermore, cashing out is easy because the money can be transferred to most banks and through Paypal and Globe GCash.

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 I’ve only recently discovered ShopBack so I haven’t reached the redeemable amount for payout yet, which is US$10. So far my ShopBack shopping experience has been great and I’m having a lot of fun buying stuff through their platform. I’ve shopped at Zalora Philippines and have this comfortable shirt and sandals. From ShopBack’s website, I clicked Zalora and was redirected to their site. I then shopped as usual and made my purchase. I received the cashback on my ShopBack account within 48 hours. If you want to check your total earnings just log in to your account and click the “Total Earnings” tab at the topmost right side of the page. Your cashback information will then appear. Here, you’ll see how much is your Pending, Redeemable, Bonus, and Paid Out amounts, as well as your Click History. I’m really looking forward to shopping some more and reaching my payout at ShopBack.

I’ve also received word that ShopBack is going to turn one soon! They’ll turn one on the 9th of September so they’re throwing a bi99 9.9 Cashback Day! On the 9th of September, there will be 9 awesome deals and discounts for up to 9 merchants. But there will be more to look forward to in the meantime as well. On the 1st to 3rd September, there will be double cashback for some merchants as well as increased cashback for others. Head over here to find out more about the 9.9 sale and all the promos leading up to it!

Dental Care Tips That Will Make You Smile

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Family Dentist in Cranberry Township, PATaking care of your gums and teeth isn’t as hard as it may seem at first. This article that can help a lot! The tips that follow offer great dental care of your teeth and will give you the sparkling smile you always wanted. You may need to shop around to find an affordable dentist. If you are not insured, a dental school can be an affordable option. Do not push dental hygiene and be sure to go to your dentist at least twice each year.

Avoid eating too much sugar or acidic and/or sugary foods. These types of foods can cause damage teeth. If you must eat these kinds of foods, have them with a meal and plenty of water. You should brush your teeth soon after you are done eating to minimize the potential damage. Try using dental cleaners for healthier teeth. A few interdental cleaners available include: Oral-B’s Interdental Brush and the Reach Stim-U-Dent.

The way your brush actually impacts your brushing success. Hold the toothbrush with an angle towards your teeth. Don’t brush too hard as that you can prevent gum irritation. Do you have issues with tartar on your teeth? If so, spend some money on mouthwash and toothpaste that’s anti-tartar. Go to your dentist when you can so they can remove the tartar.

Be sure that your tongue.Many people overlook the tongue; however, but keeping it clean is as crucial as it is to clean one’s teeth. There are all kinds of bacteria that reside on your tongue. Do you have extreme sensitivity in your teeth feel sensitive to very hot or cold temperatures? There can be an underlying cause for your teeth’s sensitivity. These problems should be treated as soon as possible.

Brush your teeth for no less than two minutes at least. Don’t brush with too hard or you run the risk damage. Use a softer toothbrush to avoid painful gums during brushing. Ask family and friends when seeking a dentist. They can often fill you are curious about patient treatment and level of office professionalism. You should try to select healthy snacks whenever you can so you don’t damage your teeth. If you do consume something with copious amounts of sugar, brush your teeth immediately. This will help you less likely to get cavities.

Family Dentist in Cranberry Township, PA

A lot of people who aren’t eating enough items that contain essential vitamins and mineral deficiencies can end up having problems with dental problems. Take multivitamins and get some help from your doctor if you think you need to improve your diet.

Teach children proper dental care as early in their lives. The sooner they begin healthy habits, the better their teeth are going to be later on in life. This can ensure a healthier child overall. Now that you have read this article, talking about good dental care should be easier. Always be on the lookout for information on how to improve your oral health. Use what you have learned hear to start improving your smile today.

Located near you in Cranberry Township, Pennsylvania, Advanced Dental Care makes family dentistry easily accessible and affordable. Of course, we’ll accept your card—Visa, MasterCard, Discover or American Express—and insurance. Our friendly staff is happy to process your claim, and we accept most insurance plans.

To help you cover your costs, our dental practice accepts CareCredit™, which works like a credit card for health care. Apply for a card to finance the portion of your bill that insurance does not pay.

Oliver Sweeney Introduce Golf Collection

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This collection is for all golfers out there who wanted themselves to be still fashionable while working on the field,these finds is all for you. Actually, I dont have any idea in golfing and  the must wear to the sport itself. However, I used to blog about this sports and its pieces more often for my client’s seeks but yet I dont have further details on how this whole thing works. Bear with me then, ehhehe

These pieces are from the brand Oliver Sweeney Introduce Golf Collection  for this season. The shoes looks neat and I simply liked the wallet thing which has this space for the golf accessories. ehhe I know folks out there who’re in to golfs can find this collection dope and must haves as they fond them selves to the sport, Golf. I am really sorry for the lameness of this post because I really dunno what to say since I haven’t know any about the sports and its apparel must-haves.. hehe

As for today, this collection isn’t yet released in the market. However though, as the weeks has passing and as the brand itself releases further details to this awesome collection. We’ll found out soon on where and when we could have these pieces in our hands. I’ll keep you updating in this, no worries!

That’s it for now and please do keep tuning here for the latest and fashion news updates. Thank you!

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